Will my insurance pay for this water damage?
Here’s a scenario that we see all to often. A customer calls and tells us that there basement is flooded. The source of the damage is water intrusion from outside such as heavy rain, high water table, etc. After we inspect the water damage home and contents we find a submersible pump that has failed. The reason that this is significant is that most insurance companies do not cover water damage from sources outside the home. However, there is potential coverage if there is a submersible pump rider or endorsement on their policy. We then ask the customer to check their insurance policy or call their insurance agent to see if they have a rider or endorsement for their sump pump. Far to often the customer finds out that they do not have coverage because the submersible rider was never added to their policy for one reason or another. This is often heat breaking news. Adding a simple rider for a very minimal amount of out of pocket cost per year can save you literally thousands of dollars. Check your insurance policy or call your agent today!
information pertaining to waterproofing basements